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May 25, 2026

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DBS digibank Indonesia के बारे में

DBS digibank Indonesia is a mobile banking app that puts a complete suite of financial tools in your pocket—savings accounts, credit cards, loans, investments, and more—all accessible 24/7 with industry-leading security.

Open a bank account in minutes by scanning your face and entering basic details. Once set up, you gain instant access to everyday banking: send money free via BI-FAST, pay bills, top up e-wallets, and manage your credit card in real-time. Block or activate your card, change your PIN, and monitor every transaction without leaving the app. Flexible credit options let you convert purchases into installments up to 60 months, or apply for a personal loan or CashlineX with approval in as little as 60 seconds.

Grow your money across multiple accounts and currencies. Create up to 20 savings goals using Dompet Maxi budgeting wallets. Hold foreign currency deposits in 11 currencies at competitive rates. Explore more than 150 curated mutual funds and bonds, or set up automatic monthly investments with the Mutual Fund Regular Saving Plan. New traders can open a DBS RDN account to access stock trading through Mirae Asset Sekuritas directly from the app.

Manage a multicurrency lifestyle with a single debit card linked to 12 currencies—IDR, USD, SGD, AUD, JPY, EUR, GBP, CAD, CHF, HKD, NZD, and CNH—eliminating the need to carry multiple cards. Transfer money overseas using Rupiah or foreign currency as your source fund, and keep track of transaction history with downloadable statements and advanced search.

Enjoy rewards that actually stick around: earn credit card points that never expire, then use Pay with Rewards to instantly reduce your shopping bills. Access exclusive digibank credit card promotions at thousands of merchants locally and overseas.

Backed by DBS Group—recognised as Asia's Safest Bank by Global Finance for over 15 years—this app combines cutting-edge features with the security and stability of a major regional bank. PT Bank DBS Indonesia is registered and supervised by OJK and Bank Indonesia, and deposits are protected by the Indonesia Deposit Insurance Corporation (LPS).

Download DBS digibank Indonesia today and experience banking built for how you actually live.

फ़ायदे और नुकसान

फ़ायदे

  • Fast account opening via face scan and basic details entry
  • Free domestic money transfers using BI-FAST rail
  • Multi-currency wallet holds 12 currencies on one debit card
  • Credit card rewards never expire and can reduce shopping bills instantly

नुकसान

  • Requires face scan and personal data submission to open account
  • Complex investment options (mutual funds, stocks, bonds) may overwhelm casual users
  • Flexible credit installments and instant loan approvals invite overspending risk
  • Android-only; no iOS or desktop version available

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